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Covid-19: Your Choice, Your Rights, Your Obligations

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  If we lived under a totalitarian regime, Covid guidelines would be taken by a few bureaucrats in isolation and the population would be forced to follow the rules. If we lived in an anarchy, we would theoretically do whatever we wanted, but, in reality, this type of society benefits the strongest and most powerful with most of the population ending up abused or subservient to those who are mightier. With respect to   Covid, the mighty would have local and foreign health systems to fall upon while the rest of the population left to manage (and die) at the margins. This article is aimed at those of us who live in a democracy. Democracies aren’t perfect, yet they currently seem to be the best option around. Under a democracy, citizens have rights and obligations. Every few years citizens have the opportunity to decipher the events that have taken place during the ending legislature, combine that with the promises being made by those participating in the electoral race, listen to or i

Happy Halloween 2021

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Covid-19 - Your choice, Your responsibility, Your obligations

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  You might not want to get vaccinated, and that is your right. But in a democracy others have rights too, and the majority reigns supreme.  You are in a minority and must pay for your right to increase the risk of society getting sick and they not being able to enjoy life.

Mgarr Photo

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Mġarr  ( Maltese :  L-Imġarr ), formerly known as  Mgiarro , is a small town in the  Northern Region  of  Malta . Mgarr is a typical rural village situated in an isolated region, west of  Mosta . It is surrounded with rich farmland and vineyards. Many of its 3,629   inhabitants are farmers or are engaged in some sort of agricultural activity. Source:  Wikipedia  

Electric Scooters need to be regulated

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Peace and Tranquility

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The need for Proactive Regulators

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  Financial regulators need to improve how they handle topics raised by the general public against institutions they are expected to regulate. Their role shouldn’t be seen as simply transposing   documents from the EU inbox to the Maltese outbox. As a regulator they need to be able to take a harsh stance against those institutions that abuse their dominant position in the market and need to take a proactive stance when the general public raises the alert of a wrong-doing. Fines need to be imposed on those organisations that break the rules. And all throughout the investigative process the public in general and the impacted stakeholders in particular need to be made aware that their case is still being worked upon and has not fallen into some crevice. When cases are concluded it should be made clear what the outcome is and what remediative action has been decided. Take the case of Bank of Valletta plc (BoV). This institution decided, after a few posts on social media platforms a